Expert Medicare guidance, tailored to you

Turning 65 is a milestone — and Medicare enrollment is one of the most important financial decisions you'll make. We walk you through every step: when to enroll, which parts you need, how to avoid late penalties, and how to coordinate with any existing employer coverage.

What's included

• Personalized enrollment timeline based on your situation
• Explanation of all enrollment windows and deadlines
• Coordination with employer or retiree coverage
• Side-by-side comparison of Original Medicare vs. Medicare Advantage
• Guidance on Medigap supplement options

With dozens of Medicare Advantage and Part D plans available in your area, finding the right one requires careful analysis. We compare plans based on your specific doctors, medications, and health needs — not just premiums.

What's included

• Analysis of all plans available in your zip code
• Verification that your doctors are in-network
• Prescription drug formulary review
• Total cost comparison (premiums + out-of-pocket)
• Seamless plan switching assistance

Medicare plans change every year — premiums rise, formularies shift, and networks narrow. Every fall during Open Enrollment, we review your current coverage and compare it against new options to ensure you're still in the best plan for your needs.

What's included

• Annual review of your current plan's changes
• Comparison against new plans entering your market
• Proactive outreach before Open Enrollment
• Review of any changes to your health or medications
• Switching assistance if a better plan is found

Original Medicare leaves significant cost-sharing gaps. A Medigap supplement plan can protect you from unexpected medical bills. We help you understand which plan letter is right for you and find the most competitive pricing from top-rated carriers.

What's included

• Explanation of all standardized Medigap plan letters
• Carrier comparison for the same plan letter
• Guidance on underwriting and enrollment timing
• Long-term cost analysis vs. Medicare Advantage
• Application assistance with your chosen carrier